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The Mission of
Doug Johnson,
Debt Relief Advocates

To dispel the myths and misinformation surrounding the mortgage and debt relief industries, and provide truthful, factual, unbiased information and legitimate options to people who are struggling with debt and mortgage payments.

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Can you imagine ever being free? These people got there. So can you. Read More...
"Not only did he help me find firms who would truly help me, but he is also helping to make sure that these people follow through on their promises. He is a Godsend in my opinion and I am truly grateful. Thanks!"

~Steve M. readmore>>

You can benefit from our experience:

In order to further your education, allow us to research mortgage and debt relief companies you are considering. We will provide you with an unbiased, objective report of not only the upside, but also the downside of each company. It is to our benefit to research programs unfamiliar to us since all of the companies and firms we are currently recommending were introduced to us in this manner.

Search Results for: "debt settlement companies"

The Truth About Debt Settlement Companies

There are few industries that are as permeated by myths, misinformation and controversy as is the debt settlement industry. It is my goal to provide truthful, factual, unbiased information in order to dispel the confusion and misinformation. Unlike debt consolidation companies that forward your monthly payments to your creditors, debt settlement companies place your monthly payments to them into a trust account, then forward the money to your creditors when …read more »

Debt Settlement

Instead of making payments to creditors, payments are made to a Debt Settlement company who deposits your money into a trust bank account. They negotiate the balance of your debts with your creditors, and make lump-sum payments when sufficient funds are available in your account. (NOTE: Debt Settlement is often referred to as “Debt Negotiation”) Most Debt Settlement companies charge a flat fee based on a percentage of your debt …read more »

Debt Relief Salespeople

Salespeople with Debt Settlement and Debt Consolidation companies are paid to tell you their company’s service is your best option. They will often lie by omission; in other words, they will forgo telling the truth by not revealing the negative aspects of their service. These Salespeople are woefully misinformed relative to their competitors – the other seven debt relief options. You will be better served by consulting with someone who …read more »