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My Conclusions on Mortgage Relief

January 31, 2021January 31, 2021Doug Johnson

Since last November, I have spoken to every company, firm or individual who publicly claims to provide mortgage relief services to homeowners. My findings and conclusions, based on my research, will be a surprise to most of you.  They are in contradiction
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Do you believe we are being told the truth about the severity of the foreclosure crisis?

January 31, 2021January 31, 2021Doug Johnson

According to our government, an estimated 2.5 million foreclosures were completed from 2007 thru 2009, and an estimated 5.7 million foreclosures are imminent.  As a result, a total of 8.2 million homes will eventually be lost to foreclosure. Our government’s estimate of
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$14 Trillion In Bailout Money: Trivia Question

January 31, 2021January 31, 2021Doug Johnson

Trivia Question:  If the $14 Trillion in bailout money was funneled back to homeowners, as opposed being gifted to banks, government agencies and big business, how much money would be available for each homeowner toward the satisfaction of delinquent mortgage payments? Answer: 
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Government Sponsored Programs

January 31, 2021January 31, 2021Doug Johnson

Four primary government sponsored programs are presently available to assist homeowners. The Home Affordable Modification Program (HAMP) is designed to lower a homeowner’s monthly mortgage payment by reducing their interest rates to as low as 2% for five years and extending the loan terms
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Know Your Options for Debt Relief

January 31, 2021January 31, 2021Doug Johnson

Credit counseling will set you up on a debt consolidation program which destroys your credit even though you pay your debt in full. Debt Settlement or Debt Negotiation allows you to pay a reduced balance, but it exposes you to a potential lawsuit. Bankruptcy is
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Know Your Options for Mortgage Relief

January 31, 2021January 31, 2021Doug Johnson

Homeowners: Beware of the pitfalls of Short Sales, Foreclosures and Bankruptcy.Short Sales and Foreclosures expose you to a Deficiency Judgment (issued by a judge) that makes you liable for potential shortage after your property is sold. Creditors are able to levy bank accounts
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Are you struggling to pay your student loan debt?

January 25, 2021January 31, 2021Doug Johnson

How can you determine if a company or firm is honest and reputable? “You can’t!” Most debt and mortgage relief companies and firms will not provide you with written documentation to verify the efficacy of their service, and they will most likely
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Recent Posts

  • My Conclusions on Mortgage Relief
  • Do you believe we are being told the truth about the severity of the foreclosure crisis?
  • $14 Trillion In Bailout Money: Trivia Question
  • Government Sponsored Programs
  • Know Your Options for Debt Relief

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