need help with debt? don’t know who to trust?

You have good reason to be confused and skeptical:

Debt Settlement and Debt Consolidation representatives are paid to tell you their company’s service is your best option.

Popular financial debt advisors on television and radio do not offer any real solutions; and the popular debt cure books are full of hype and misinformation.

There are real solutions, through laws written to protect individuals and families. The problem is, no one is educating the public on them:

• Your lender may not have a legal right to foreclose on your home.
• Your mortgage payments can be reduced to an affordable level.
• Debt obligations may be transferred to other parties.
• The payoff of debt can be accelerated by the cancellation of interest.
• Fully discharge debt (Ch.7 Bankruptcy) without liquidating home or cars.
• Debt Consolidation is a non-answer—requiring full payment while still destroying your credit.
• Debt Settlement exposes you to lawsuits
• A home equity loan to consolidate debt leaves 80% worse off in 5 yrs.
• Credit repair can actually harm credit, unless approached holistically.
• The IRS has no mandate to act in the interests of its own citizens

testimonials

I want to thank you for your help. My wife and I had put a lot of money into the escrow account of the mortgage mitigation company had suggested. However, when things did not work out, the mortgage mitigation company did not refund our money. But through your efforts we got a partial refund. Subsequently you went beyond expectations and engaged in a dialogue with the mortgage mitigation company that resulted in the complete refund of the unused portion of our escrow money. Not only did you go “the second mile”, but you did so when you had nothing to gain by way of commission or reward.

I, and my family, wish to thank you for your knowledge, expertise and especially the effort you exerted on our behalf. We are grateful not only for your kindness but also for your diligence. That large sum of money has been a considerable help to my family.

Thanking you for your diligence and kindness,

David S.

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“As the economy continued it’s downward spiral my business began to suffocate.  Like many small business owners I know, first my creditors began to decrease or freeze my credit lines.  Then came the excessive interest, ever changing payment due dates and contract terms, and fees.  Meanwhile my sales were dropping at an alarming rate as my customers trimmed unnecessary purchases.  I could see that both my business and my personal finances were heading for a meltdown.  As I researched ways to deal with the impending mess I became more and more frustrated with the lack of reliable information available.  Every option I considered seemed to have a downside which would only make my problem much worse.  Of course the people who wanted to sell their services to were more than willing to tell me what a disaster awaited if I did not use them.  I truly didn’t know where to turn.  I wanted a dispassionate third party who knew what was available and could give me unbiased information.  Finally I stumbled across www.relieveyourdebt.com and soon met Doug Johnson.  He was the first, the only, person who was able to objectively weigh my situation against all of the options and connect me with reputable firms who could really help me.  Not only did he help me find firms who would truly help me, but he is also helping to make sure that these people follow through on their promises.  He is a Godsend in my opinion and I am truly grateful.”
 
Thanks!
 
Steve M.

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On a desperate night I found Doug Johnsons' website and have been relieved of my anxiety, helplessness, and sheer embarrassment of being in financial hardship. Life and society being what it is, I was not able to speak freely of my circumstances to anyone.
I called Doug's Office and was very humbled to speak with the master himself. More so when he showed me kindness, non judgment and effective advice. All for the price of a phone call. Yes that's, right 'no charge for his services'.

So I urge you, if you are struggling, feeling down, or just need advice on relieving your debt call Doug Johnson...you can only gain from talking with him.

N Skinner, Houston TX