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The Mission of
Doug Johnson,
Debt Relief Advocates

To dispel the myths and misinformation surrounding the mortgage and debt relief industries, and provide truthful, factual, unbiased information and legitimate options to people who are struggling with debt and mortgage payments.

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Can you imagine ever being free?  These people got there. So can you. Read More...
"Not only did he help me find firms who would truly help me, but he is also helping to make sure that these people follow through on their promises. He is a Godsend in my opinion and I am truly grateful. Thanks!"

~Steve M. readmore>>

You can benefit from our experience:

In order to further your education, allow us to research mortgage and debt relief companies you are considering. We will provide you with an unbiased, objective report of not only the upside, but also the downside of each company. It is to our benefit to research programs unfamiliar to us since all of the companies and firms we are currently recommending were introduced to us in this manner.

Doug’s Blog

$14 Trillion In Bailout Money: Trivia Question

Trivia Question:  If the $14 Trillion in bailout money was funneled back to homeowners, as opposed being gifted to banks, government agencies and big business, how much money would be available for each homeowner toward the satisfaction of delinquent mortgage payments? Answer:  Each of the 73 million homeowners in the U.S. would receive $191,000.  In your opinion . . . If you were to receive your share of the bailout …read more »

Do you believe we are being told the truth about the severity of the foreclosure crisis?

According to our government, an estimated 2.5 million foreclosures were completed from 2007 thru 2009, and an estimated 5.7 million foreclosures are imminent.  As a result, a total of 8.2 million homes will eventually be lost to foreclosure. Our government’s estimate of 8.2 million anticipated foreclosures is based on the number of homeowners who have either defaulted on their mortgage payments, or homeowners who are currently having difficulty making their …read more »

Bella Homes Mortgage Relief – Is it a scam?

During the past five weeks, we have received many calls from homeowners interested in our opinion of the unique mortgage relief strategy offered by Bella Homes. Click on this link for my review and comments relative to Bella Homes: http://bellahomesscam.com/.

Don’t Believe the Government Modification (HAMP) is a Scam?

If you don’t believe the government’s loan modification program (HAMP) is a “scam” (from my previous post), click on the following link to hear what homeowners have to say about it: Frustrated Homeowners

My Conclusions on Mortgage Relief

Since last November, I have spoken to every company, firm or individual who publicly claims to provide mortgage relief services to homeowners. My findings and conclusions, based on my research, will be a surprise to most of you.  They are in contradiction to the advice you are getting from financial advisors, mainstream media, government and large corporations. 1) Avoid law firms that encourage litigation against your mortgage lender.  Your attorney …read more »