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Can you imagine ever being free?  These people got there. So can you. Read More...

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"Not only did he help me find firms who would truly help me, but he is also helping to make sure that these people follow through on their promises. He is a Godsend in my opinion and I am truly grateful. Thanks!"

~Steve M. readmore>>

SCAM STORY: Home Rights Advocates

Stay away from Learn My Rights or Learnmyrights.org in Atlanta since it is run by Klane Anderson and Dexter Mosley.  These gentlemen were the same people who ran Home Rights Advocates, until they received a Cease and Desist order from the GA Dept of Banking and Finance last October.  I worked for them and they refuse to pay the money they owe me, so I can imagine what happened to …read more »

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$14 Trillion In Bailout Money: Trivia Question

Trivia Question:  If the $14 Trillion in bailout money was funneled back to homeowners, as opposed being gifted to banks, government agencies and big business, how much money would be available for each homeowner toward the satisfaction of delinquent mortgage payments? Answer:  Each of the 73 million homeowners in the U.S. would receive $191,000.  In your opinion . . . If you were to receive your share of the bailout …read more »

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Scam Story: EMS

In May of 2011 heard from a friend about a company that could help us with our foreclosure proceedings possibly save our property if not possibly get us a nice cash settlement from the bank. The company was EMS and the person we dealt with was Rebecca Alexander. We were told if we put up $3000. and joined there program, we would know within 7-10 days if we had a …read more »

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Do you believe we are being told the truth about the severity of the foreclosure crisis?

According to our government, an estimated 2.5 million foreclosures were completed from 2007 thru 2009, and an estimated 5.7 million foreclosures are imminent.  As a result, a total of 8.2 million homes will eventually be lost to foreclosure. Our government’s estimate of 8.2 million anticipated foreclosures is based on the number of homeowners who have either defaulted on their mortgage payments, or homeowners who are currently having difficulty making their …read more »

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Scam Story: CMS (Consumer Mediation Services)

We signed up for a debt discharge program under CMS in August 2009. We paid $ 4900 to put approximately 11 credit cards balances totaling approximately $180,000 into the program.(90% of that balance was associated with trying to keep our business afloat).  We had been struggling to make the payments, but we were doing it, and had never been late. Then the credit card companies started increasing our interest rates …read more »

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Scam Story: EMS

EMS failed to refer my case to the Attorney that I contracted with for 2months.The Attorney never did receive my case therefore my mortgage accelerated with out me even knowing it.EMS is guilty of Fraud in the first degree.Furthermore,the Attorney never contracted to receive cases from EMS.

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Scam Story: ABM Mitigation Services

Two years ago I found a company called ABM Mitigation Services. They sent me a flyer in the mail that said they were involved with a “Government Program” that would provide relief to people with high-interest mortgages. I called them and was given the sales pitch for their company; they had a money back guarantee, meaning if they were unable to get a modification for my loan, they would refund …read more »

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Scam Story: American Dream Restoration

This company (American Dream Restoration or fight4thedream) owner FRANK J ROSA advertises to stop foreclosure, reduce monthly payments, restructure your debt, restore your credit, teach how to manage money, plan for your financial future, protect your family, and do loan modifications. their rep Michelle Spence is at first very sweet and understanding on the phone. she sounded like they could help me do a loan modifications. she said they have …read more »

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Ring of Law Firms Prosecuted for Charging Homeowners Thousands

This is a new twist to organized crime: California has identified and prosecuted a “ring of law firms” that charged homeowners thousands of dollars each to file lawsuits against their mortgage lenders. The suit happened because of a legislative ban which prohibits law firms and other relief services to require advance fees for loan modification services. The full story here.

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Bank of America Admits Mistaken Home Forclosure, Couple Will Keep Their Home

Sharon and James Bullington thought their loan modification was in order, but an early payment triggered… a foreclosure? Read the full story here.